Tarya Fintech – Terms of Use and Privacy Policy

1 Terms of Use

Last revised: July 16, 2019

   

1.1 The website and the Terms of Use

Welcome to Tarya Fintech’s website. The following Terms of Use govern all access and use of the www.taryafintech.com website and all content thereof (taken together, the “Website”). The Website is owned and operated by Tarya Fintech, Ltd., a company registered in Israel with registered number 51-592741-6 and registered office at Hamelacha 15 Str., Rosh Haayin, Israel (the “Company”).

The Website is offered subject to your acceptance without modification of all the Terms of Use herein and the Privacy Policy as published on the Website (taken together, the “Terms of Use”). Please read the Terms of Use carefully before accessing or using the Website. The Terms of Use are a legal agreement and they constitute the full and sole agreement governing the access and use of the Website. By accessing or using any part of the Website, you agree to become bound by the Terms of Use. If you do not agree to all the terms and conditions of the Terms of Use, then you may not access or use the Website.

 

   

1.2 The purpose and intended audience of the Website

The Website provides basic and general information about the Company and its products and services in order to lead to direct contact between the Company and potential customers. The Website also aims to enable the potential customers to initiate contact with the Company. The website does not provide full and updated information on the Company and its products and services and you may not rely on the information in the website, but rather seek information directly from the Company.

The Website is intended only to individuals who are at least 18 years old. Please do not use the Website if you are under 18 years of age.

   

1.3 Modification or termination of Website

We may, at our sole discretion and at any time, change the format and content of the Website, including by adding or removing content, functionalities and/or features, and we may suspend or stop the operation of the Website or any part thereof altogether.

   

1.4 Accessibility

Diversity and inclusion are important to us and we strive to make our Website accessible to everyone. If you have any questions or suggestions regarding the accessibility of our Website, or come across any inconsistencies, please contact us. Below are a few tips to help you better access our Website:

Using browsers’ ‘zooming in’ tools: Most popular browsers, including Internet Explorer, Chrome, Firefox, Edge, Safari and Opera support the following mouse actions and keyboard strokes to zoom in and out on a web page. Use the Control key in Windows systems, and the Command key in Mac OS:

    • Windows: Hold the Control/Command key and scroll up or down to zoom in or out
    • Mac: Hold the Control/Command key and press + or – to zoom in or out

Magnifying your screen: Another way to make text easier to read is by magnifying your screen. All recent versions of Windows include a magnifier, which allows users to enlarge a portion of the screen. People with visual impairments, however, may find that they require fully-functional magnification software. Users running Apple’s OS X operating systems can use the in-built Zoom feature.

Using text-to-speech tools: Windows users can use Windows Narrator which converts on-screen text into speech. This is available in Windows 10 Windows 8/RT, Windows 7, Windows Vista and Windows XP. In Apple’s OSX operating system, users will find the VoiceOver feature. In addition, third-party screen readers are available such as JAWS (Job Access with Speech) and the freeware program NVDA.

   

1.5 Questions and complaints about the Website

If you have a question or complaint about the Website, please contact us.

  

1.6  Intellectual property rights

  

1.6.1 The intellectual property rights

This Website contains material, including text, images and other media, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by the Company or have been licensed to it by the owner(s) of those rights to be used in the Website. This Website may also contain trademarks and emblems. All trademarks included in this Website are either owned by the Company or have been licensed to it by the owner(s) of those trademarks to be used in this Website.

   

1.6.2 Permitted use

In addition to access and regular use of the Website, you may copy, reproduce and distribute content from the Website provided that (i) any particular webpage is reproduced in its entirety in its original form including trademarks and logos; you may not edit or otherwise change the substance of the content, or change or delete any copyright, trademark or other proprietary notice; (ii) all copies include a statement that they were reproduced with permission from the Tarya Fintech website and include the notice “(c) [insert current year] Tarya Fintech Ltd.  All Rights Reserved”; (iii) the copies are distributed for the purposes stated in Article 1.2 above; and (iv) the copies are distributed at no charge. Notwithstanding the foregoing, except as authorized by the copyright laws, you are solely responsible for obtaining permission before re-using any third party copyrighted materials that are available on the Websites.

   

1.6.3  Prohibited use

Other than as specifically described above, you may not copy (including by downloading or storing on disk or in the cloud), distribute, modify, prepare derivative works based on, or otherwise use the content of the Website without prior written consent from the Company.  You may not remove any copyright, trademark or other intellectual property notices printout of the Website or any part thereof.

   

1.7  Liability and indemnification

  

1.7.1  Liability

While we strive to make the information on the Website accurate and clear, we make no claims, promises, or guarantees about the contents of the Website, including regarding accuracy, completeness, or adequacy of the contents of the Website and the adequacy of its built to your computer or smartphone, and expressly disclaims liability for errors and omissions in the contents of the Website. No warranty of any kind, implied, expressed, or statutory, including but not limited to freedom from computer virus, is given with respect to the contents of the Website or its links to other Internet resources.

To the maximum extent permitted by applicable law, in no event shall the Company, its affiliates, officers, directors, employees, agents and/or other third party on its behalf be liable for damages, including any direct, indirect, punitive, incidental, special, consequential damages, and including for lost profits, revenues, or financial losses, arising out of the access to or use of Website or linked websites, even if we were advised of the possibility of such damages, especially use that is not within the purposes stated in Article 1.2 of the Terms of Use or is in violation of the Terms of Use or applicable laws. In the event of any problem with the Website or any part thereof, or if you are dissatisfied with the Website or any part thereof or the Terms of Use or any part thereof, you agree that your sole remedy is to cease using the Website.

   

1.7.2 Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents and/or other third parties on its behalf, against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation by you of the Terms of Use or applicable laws.

   

1.8  Links to external websites

The Website may include links to external websites. These links are provided in order to help you find relevant websites and information which may be of interest to you quickly and easily. It is your responsibility to decide whether to access and/or use any of these external websites and the information they contain. Inclusion of any link does not imply endorsement of the website and the information it contains or any association with its operators. The Company is not responsible for these external websites and the information they contain, nor to the adherence of these websites with applicable laws, including with regards to protecting your privacy. Your use of linked websites is subject to the terms of use of these websites, including their privacy policies.

  

1.9  Data protection and privacy

Our Privacy Policy explains the way we handle and protect your personal data in relation to your access and use of the Website. The Privacy Policy is an integral part of the Terms of Use, and by accepting the Terms of Use you also accept our Privacy Policy.

  

1.10  The Agreement

  

1.10.1  Entire Agreement

The Terms of Use serve as the sole and entire agreement between the Company and those accessing or using the Website in connection with the access and use thereof.

  

1.10.2  Interpretation

The Terms of Use are to be interpreted in such manner as to be effective and valid under mandatory applicable laws.

The Terms of Use are not intended to limit the liability of the Company in contravention of any requirements laid down in mandatory applicable laws nor to exclude its liability for matters which may not be excluded under mandatory applicable laws and the provisions herein are to be interpreted accordingly.

  

1.10.3  Severability

Should any provision of the Terms of Use be declared unlawful, invalid, void, or otherwise unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

  

1.10.4  Modification of the Terms of Use

Within the limits of applicable law, the Company reserves the right to review and change the Terms of Use at any time, at its discretion and without notice, by amending the Terms of Use and the “Last Modified Date” as they appear on the Website. You are responsible for regularly reviewing these terms and conditions. Continued access to use and of the Website after such changes shall constitute your consent to such changes and to the Terms of Use as then in effect.

  

1.10.5  Survival

The provisions of the Terms of Use which by their nature should survive the termination of the Terms of Use shall survive such termination.

  

1.10.6  Waiver

No waiver of any provision of the Terms of Use by us shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under the Terms of Use shall not constitute a waiver of such right or provision.

  

1.11  Applicable Law

You agree that the Website shall be deemed to be solely based in Israel, and that the Website shall be deemed a passive website that does not give rise to personal jurisdiction in jurisdictions other than Israel.

The Terms of Use are governed by and to be interpreted in accordance with the laws of the State of Israel and in the event of any dispute arising in relation to the Terms of Use or the Website, the competent courts of the State of Israel will have non-exclusive jurisdiction over such dispute.

Nothing in the Terms of Use is intended to derogate from your rights under the mandatory laws in your place of residence or use of the Website. If there is a conflict between the said rights and the Terms of Use, please notify us and do not use the Website unless the Website and/or Terms of Use are amended to respect the said rights.

  

    

2 Privacy Policy

Last revised: July 24th, 2019

The privacy of our Website’s visitors is very important to us, and we are committed to safeguarding it. This policy explains the way we handle and protect the personal data we collect from you when you use our Website. The policy confirms to the Israeli Privacy Protection Act, 1981 and our database is duly registered with the Israeli Registrar of Databases at the Israeli Privacy Protection Authority according to the aforementioned Act.

Please take the time to read and understand this Privacy Policy. By using our Website, you acknowledge that you understand and agree (where such agreement is requested or required under the applicable law) to the terms of this Privacy Policy.

We may occasionally update this Privacy Policy to reflect your feedback as any legal or regulatory requirements. You are bound by any such revisions and should therefore periodically review this Privacy Policy to be informed of how your information is being handled. In any case of update of this Privacy Policy, the above “Last revised” date will be updated accordingly.

  

2.1  The data we collect

We collect two basic types of information – personal information and anonymous information, and we may use personal and anonymous information to create a third type of information, aggregate information.  We collect or generate the following data:

  

2.1.1  Automatic collection and generation of data

If you access our Website, the following basic information may automatically be generated and/or collected:

  • information about your computer including your IP address, domain names, geographical location, browser type and version, hardware and operating system;
  • information about your visits to and use of our Website, including refereeing website, date, time and length of visit, page views, and website navigation paths.
  • Information such as heatmaps generated on the bases of primary data collected or provided according to sections 2.1-2.2.

Data may be automatically generated and collected via cookies, as detailed herein below.

  

2.1.2   Data you actively provide

We collect and use information you enter when using our Website, for example when you fill a “Contact Us” form. This information includes anything you provide and may include your name and other identifying information; your business, interests and needs; and your email address and other ways we can contact you.

You are not required to provide any personal information to us in order to access the Website and the information therein.

Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy.

  

2.1.3  Data received from third parties

We may also receive your data indirectly from third parties such as the Yellow Pages and other third parties that legally collect and distribute such data.

When we consider doing business with you, we may send your data to, and also use the resulting information from, credit reference agencies to prevent unpaid or fraudulent transactions.

  

2.2  Data collected by linked websites and applications

Our Website contains links to other websites and applications operated by the Company or its affiliates or by third parties. These websites and applications may themselves automatically collect and store additional information about you, in accordance with their terms of use and privacy policies. For information on the terms of use and privacy policies of these other websites and applications, please review the terms of use and privacy policy provided by these other websites and applications.

  

2.3  Cookies

To make this site work properly, we sometimes place small data files called cookies on your device. Most big websites do this too.

  

2.3.1  What are cookies?

Cookies are text files placed on your computer or mobile device by your web browser while you are browsing, in order to collect standard Internet log information and visitor behavior information. When you visit our Website, we may collect information from you automatically through cookies or similar technology. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a webserver in the domain that issued the cookie to you. The cookie will remain in the cookies file of your browser after the closing of the browser, and will be reactivated when the Website is reopened, unless removed. You may delete the cookie at any time. For further information, visit allaboutcookies.org.

  

2.3.2  How do we use cookies?

We use cookies in a range of ways to personalize and improve your experience on our Website. Other primary purposes of cookies include:

  • Studying Website usage: The tracking of Website usage and collecting and recording information about visitors and their use of the Website. This helps us improve the way our Websites work, identify what our users are interested in, and assess the effectiveness of our content by providing statistics and data relating to website use.
  • Marketing: Marketing cookies allow us (or third parties) to monitor the behavior of users of our Websites, so as to effectively target relevant content delivery, including advertisements, to users, based on their specific interests on our Websites and of third-party sites. This information also enables us to monitor the effectiveness of our digital marketing campaigns and to understand how useful our advertisements are.

Please note that third parties may use cookies. The kind of cookies and the consequent data processing carried out by such third parties are regulated by their privacy policy.

  

2.3.3  What types of cookies do we use?

Our Website uses several types of cookies:

  • Functionality: cookies aimed to recognize you on our Website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.
  • Advertising: cookies aimed to collect information about your visit to our Website, the content you viewed, the links you followed and information about your browser, device, and your IP address. We may share some limited aspects of this data with third parties for advertising purposes. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.  

    

2.3.4  How you can manage cookies

When you first access our Website you are informed of our use of cookies and are asked to agree or decline cookies. You may also set your browser not to accept cookies and you can also remove cookies from your browser. For information on how to do so visit allaboutcookies.org. please note that, in a few cases, blocking or deleting cookies may cause reduce functionality of our Website on your browser.

  

2.3.5  Third Party Cookies

We use third-party systems that rely on use of cookies data. We currently use Google Analytics, Heap, Salesforce, and Mouseflow.

  

2.4  How we use the data

  

2.4.1  How we store and protect the data

The security of your personal information is very important to us.  We securely store your data and protect it against unauthorized access or use and we adopted technical, physical, and administrative procedures to help protect information about you from loss, misuse, and alteration.

We may store your data on secure servers in Israel or in another jurisdiction. Storage of the data outside Israel will not be made unless and before the storage provider undertakes to adhere to this Privacy Policy.

Please be aware, however, that despite our efforts, no security measures are perfect or impenetrable and no method of data transmission that can be guaranteed against any interception or other type of misuse. We want you to feel confident using our Website, but we cannot guarantee that the Website is invulnerable to attack.

We will keep your data for the duration required for the purpose it was collected. Once this time period has expired or when the right to erasure has been invoked (see section 2.5.3 below), we will delete your data. If applicable laws require us to keep your data, we will do so either in our system of by transferring the data to a separate database or place in a separate and protected storage compartment or service.

  

2.4.2  Purpose and uses of your data

We collect the above data so that we can:

  • Effectively administer our website and business.
  • Perform statistical analyses and technical improvements to our Website.
  • Present and market our products and services. This may include use of data you actively provided to send you information about our products and services which we think you might be interested in, as well as those of our affiliated companies.
  • Respond to your contact or initiate contact with you.
  • Send you newsletters and otherwise provide you with information you request or that we believe will be of interest to you.
  • Provide you with our products and/or services.
  • Otherwise fulfil legitimate business purposes (e.g. in relation to a sale of all or part of our business).
  • Keep the Website and your data secured and prevent misuse or fraud.
  • Comply with any legal or regulatory obligations.
  • Handle inquiries and complaints made by or about you relating to our Website or business.
  • Establish, exercise or defend our legal rights or for the purpose of legal proceedings.

   

2.4.3  Sharing your data with third parties

We operate globally and may share your data with our local representative offices at or near your geographical location (place of residence or business) so that they may present and provide you with our products and services.

We may share your data with our affiliated companies so that they may offer you their products and services.

We may employ third parties to perform Website related services, including database management, maintenance, analytics, marketing, data processing and email and text message distribution. We may, for this purpose, share your data with these third parties and in this case we prohibit these third parties from using the data for other purposes and from sharing it with others (except the Company and our affiliated companies).

We will not sell otherwise share your personal information.

We may disclose your data to the extent that we are required to do so by law.

  

2.5  Your data protection rights

You have the following rights in connection with your data:

  

2.5.1 The right to access your stored data

You have the right to request copies of your personal data. We may require that you supply appropriate evidence of your identity and we may charge you a small fee for this service.

  

2.5.2  The right to rectification

You have the right to request that we update or correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

  

2.5.3  The right to erasure

You have the right to request that we erase your personal data, under certain conditions. Please be advised that there may be circumstances where we will be legally entitled to retain the data even if asked by you to erase it.

  

2.5.4  The right to object to processing

You have the right to object to or request that we restrict our processing of your personal data for marketing purposes.

  

2.5.5  The right to data portability

You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

  

2.5.6  The right not to be contacted

You have the right at any time to request that we cease contacting you for marketing purposes or giving your data to our affiliated companies.

  

2.5.7  The right to lodge a complaint to the regulator

You have the right to lodge a complaint with the data protection regulator (details of which are provided below) if you think that any of your rights have been infringed by us.

  

2.5.8  Responding to your requests

If you would like to exercise any of these rights, please contact us. Please note that these rights may not apply to data we legally obtained from publicly available information and third parties such as Yellow Pages.

We will make all efforts to respond to your inquiries and requests promptly, accurately and in full. If you make a request, we have one month to respond to you.

  

2.6  Data Protection Officer

Our Data Protection Officer determines the purposes and manner of the collection and use of your data and ensures their conformity with the Privacy Policy.

  

2.7  Modification of the Privacy Policy

We keep our privacy policy under regular review. We may update the Privacy Policy at any time to reflect changes in the applicable rules or our practices. Modification of the Privacy Policy will be made by amending the Privacy Policy and the “Last Modified Date” as they appear on the Website. Continued access to use and of the Website after such changes shall constitute your consent to such changes and to the Privacy Policy as then in effect. We will notify you of any material changes to the Privacy Policy by placing a prominent notice on our Website or sending a notice to the primary email address you provided.

  

  

3  How to contact us

If you have any questions, comment, complaint or suggestion regarding the Terms of Use, including regarding our Privacy Policy, the data we hold on you, or if you would like to exercise one of your data protection rights, please do not hesitate to contact us.

  

  

4  How to contact the data protection regulator

You can find out more information about your rights by contacting the appropriate data protection regulator in your jurisdiction, or by searching their website.

You main contact the Israeli The Privacy Protection Authority to inquire for information or lodge a complaint via its website or via email: ppa@justice.gov.il.

Your jurisdiction may have its data protection regulator. A list of National Data Protection Authorities in Europe can be found here. If you are unsure about which is the correct regulator, please feel free to contact us for assistance.