Add your own credit products to create new revenue streams.
Insurers are well positioned to engage their large customer base and introduce them to new financial services.
By leveraging their strong brand reputation, and their user data, Insurers are now able to provide attractive financial lending products to their customers.
This creates a huge opportunity to generate new revenue streams based on financial services that positively contribute to their bottom line results.
Tarya provides Insurers with a one-stop-shop to easily add financial lending services to their service offering.
Our one-of-a-kind cloud-based platform offers Financial-Services-as-a-Service and is powered by AI to provide a scalable, smart, yet flexible lending process, which increases loan approval rates while minimizing risk exposure.
Our lending platform is a field-tested platform deployed at numerous companies, powering their financial services, including a Top tier Bank.
Tarya provides insurers with the flexibility and control to manage every aspect of their lending products and credit cycle; from managing financial models, adjusting risk models, to setting credit/loan terms.
Tarya BNPL 2.0 is different from all the other “standard” BNPL solutions on the market. We offer two risk paths you can choose from.
Risk is yours – you take on the credit risk, but enjoy higher revenues from interest payments.
Risk is ours – you prefer no risk and choose to insure your credit contracts, for which you pay an insurance premium.
Both risk options benefit from our advanced AI and ML risk assessment engine to minimize your risk upfront. Each borrower is profiled using a multi-data layer to provide you with an immediate and accurate risk assessment for each loan request.
You decide which risk level you prefer for you credit products.
Our built-in AI and ML engine ensures that your business is making the right risk decisions for every credit or loan request you receive.
Every borrower is instantly profiled pulling user data from multiple sources to create an in-depth user profile, including trustworthiness, financial stability, credit standing, financial assets, behavioral patterns and their ability and willingness to return loans.
Our AI then assigns a risk score to every borrower providing you with immediate and accurate insights to make better decisions while minimizing your risk exposure.
The integrated machine learning (ML) component ensures that our risk assessment is continuously improved over time.
Tarya employs a team of financial experts and skilled developers with deep financial expertise to create a cloud-based financial lending platform that complies with financial regulation, while delivering a user-friendly and automated lending process across the entire loan lifecycle.
Our experts provide valuable insights and work closely with our customers on their financial models and integration to ensure a smooth and optimal launch of their own lending service.
One of the biggest advantages for retainers, when opting in for Tarya’s end-to-end lending platform, is that you receive everything needed to run your own lending service ready out-of-the-box.
Each of the modules is also available separately to integrate with existing financial flows and products.
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