Increase Loan Approval Rates with
built-in AI-Powered Risk Assessment
and Machine Learning for
continuous improvement.
Our advanced Risk Management Solution empowers lending products by minimizing credit risk upfront.
Our sophisticated AI & ML Rule engine is based on multiple data layers, enabling improved credit scoring decisions that reduce risk. Risk scoring and credit rating decisions are continuously improved over time.
The in-depth credit profiling of customers determines their trustworthiness, financial stability, credit standing, financial assets, behavioral patterns and their ability and willingness to return loans.
Tarya combines financial expertise and know-how with advanced in-house developed technologies that are the foundation for creating, implementing, and supporting our customers to successfully launch financial services.
Our team consists of multi-disciplined and international professionals and includes accountants, statisticians, economists, and data system experts.
Tarya offers the first of its kind SaaS platform to deliver an end-to-end solution to power multiple financial lending products.
Our modular product approach enables companies to choose either specific modules that complete and improve their existing lending solution, or to opt-in for our end-to-end solution, and have everything synced and ready out of the box.
Non-financial companies face many difficulties to start selling financial services. One of the shortcomings is the lack of in-house knowledge and expertise to create a sustainable financial service based on a founded financial model. Further shortcomings are a non-efficient and non-accurate decision model to assess the risk for each credit request.
When partnering with Tarya to launch your loan/credit services you are benefiting from our extensive financial and operational know-how to successfully launch financial services.
Our vast financial expertise enables us to develop highly efficient customer risk assessment models. Our risk models enable a faster and more accurate assessment of each borrower’s financial history and payment capabilities leading to fewer defaults and fraud attempts.
Tarya’s comprehensive risk management module is based on multiple data sources, implemented into a robust, highly proven and dynamic algorithm. Our advanced AI & ML algorithm is set to continuously optimize the risk assessment model.
A lending API (application programming interface) is an advanced solution used to enhance loan origination and servicing and also to keep vital information for accounting and processing purposes for both the borrower and lender.
Note that there are different types of APIs, such as onboarding, underwriting, loan fulfillment, and loan collection APIs.
Without going into technicalities, we should explain that APIs are sets of rules that process information between applications, servers, devices, and more. To be more precise, an API acts as an intermediary that processes requests and exchanges information. This way, it helps applications and servers communicate and perform tasks.
For example, an API can help a client surfing the net to access loan-related information stored in a server’s database in order to make a better financial decision.
As most financing APIs are built to integrate a banking service with third-party networks and process vital credit account information (for example, between a lending organization and credit bureaus), any API requires an adequate and secure set-up.
Thus, to set up an API, you need clear requirements and ongoing support from a reliable technology provider like Tarya Fintech.
Provide your basic details and then schedule a time to meet on the next step.
