Launch your own loan product. Increase sales and generate new revenue streams. Choose your risk level and keep all your customer data in-house.
Our self-service BNPL 2.0 solution provides your business with an intuitive plug-and-play widget to easily launch your own consumer credit solution. Embed our BNPL 2.0 into any website / in-store (point of sale) as an alternative payment method to boost sales conversions.
Common BNPL solutions provide lending to your customers and at the same time take ownership over them (“stealing them”), Tarya BNPL 2.0 provides the buy-now-pay-later solution while leaving you in full control over your customers.
Control the entire customer experience from purchase to funding and choose between taking all the risk or having us take it instead (premium service).
Tarya BNPL 2.0 is different from all the other “standard” BNPL solutions on the market. We offer two risk paths you can choose from.
Risk is yours – you take on the credit risk, but enjoy higher revenues from interest payments.
Risk is ours – you prefer no risk and choose to insure your credit contracts, for which you pay an insurance premium.
Both risk options benefit from our advanced AI and ML risk assessment engine to minimize your risk upfront. Each borrower is profiled using a multi-data layer to provide you with an immediate and accurate risk assessment for each loan request.
You decide which risk level you prefer for you credit products.
All the features you need to successfully deploy an
Embedded Finance (BNPL 2.0) loan service for your business.
Our Enhanced BNPL solution includes several main modules to deliver a holistic loan service.
A travel loan is a type of personal loan used to fund travel, either domestically or internationally. Travel loans are unsecured loans, as they do not require collateral, and come with fixed interest rates. Travel loans are becoming highly popular as they can be used to cover tickets, travel expenses, vacationing, and any other travel purpose.
Given the popularity of travel loans, more and more travel loan services consider offering point-of-sale loans, including Tarya’s Buy-Now-Pay-Later 2.0, to help their customers to pay over time via installments, avoiding burdensome checks and third-party intermediaries.
Vacation loans, also known as travel loans, work as any other loan. For example, if the borrower is planning a trip but has insufficient funds, they can apply for a loan, submit the required documents and wait for the lender to assess their application. If approved, the borrower and the lender agree on an amount, interest rate, and scheduled payments. Again, we should note that vacation loans are unsecured loans as they are not secured by collateral (e.g., your home).
Buy-Now-Pay-Later vacation loans are among the most popular solutions that are pretty straightforward. Instead of receiving a lump sum, the borrower can finance their plans now and make installment payments over time. The good news is that BNPL comes with a smooth application process and higher approval rates.
Travel or vacation loans are highly popular as they meet today’s demand for travel, free movement, luxury trips, and/or authentic experiences. Interestingly, Millennials and Gen Z are those looking to spend the most on travel. In fact, 65% of Gen Z would fund a trip instead of purchasing a new car. No wonder more and more companies are offering travel loans. Here we should explain that any personal loan can be used to finance your travel plans, even if the company that lends you the money is not in the travel sector.
In this dynamic landscape, BNPL solutions are becoming more and more popular as they allow you to plan now and budget properly, thanks to transparent conditions and scheduled payment plans over time.
Provide your basic details and then schedule a time to meet on the next step.
