6 minutes

Tarya Fintech’s End-to-end Lending Platform

Tarya Fintech’s lending platform is built for ease in a complex world. Our cloud-based, modular end-to-end lending application offers smart lending solutions that handle every stage of the loan process. By combining customer management, loan origination, risk assessment, and loan management systems into a single unified platform, the lending process has never been this streamlined. In this blog post, we’re going to break down all the features of Tarya’s end-to-end loan platform.

Digital Lending Made with Everyone in Mind

Tarya Fintech’s end-to-end loan platform puts the lender and borrower experience at the forefront. Let’s provide a brief overview on why this platform is the choice for both lenders and borrowers alike.

For Lenders:

Tarya Fintech empowers lenders by streamlining their processes and providing them with a user-friendly platform. For NBFCs and SMEs in the digital lending and embedded finance space, the modular end-to-end loan platform is carefully curated for every step that takes place throughout the loan service operation. Listed below are all the factors that specifically benefit lenders.

  • Easy Acquisition: Tarya enables lenders to effortlessly acquire borrowers through a straightforward process.
  • Data Access: By leveraging both open-source and proprietary data, lenders gain valuable insights to make informed decisions.
  • Flexibility: As a modular, end-to-end platform, lenders have the freedom to choose separate solutions or build full-stack software tailored to any need.
  • Partnership: We build relationships as much as we build products. When it comes to deployment, integration and guidance are paramount.
  • Expertise: We’re made up of a team of seasoned financial experts with decades of experiences in the lending industry

For Borrowers:

Tarya Fintech also prioritizes the needs of borrowers, providing them with a user-friendly and accessible experience:

  • Quick and Easy Approval: Borrowers can get approved within hours through the user-friendly application, accessible from anywhere, removing the hassle of traditional lending processes.
  • Step-by-Step Guidance: Tarya offers simple and clear guidance throughout the borrowing process, making the application easy to follow and flexible enough to accommodate busy borrowers.
  • Total Personalization: Borrowers have an array of flexible loan offerings to choose from.

Originate with Ease with Tarya’s LOS – Loan Origination System

In the world of lending, identity verification is a critical step to ensure the safety and legitimacy of borrowers. Tarya Fintech understands the importance of quick and reliable Know Your Customer (KYC) processes. That’s why our lending platform offers seamless identity verification, empowering lenders to handle KYC needs instantly and efficiently.

Here’s how Tarya Fintech simplifies the KYC process

  • Instant KYC Handling: With Tarya’s lending platform, lenders can handle KYC requirements in real-time. Our system processes documentation and data from multiple reliable data points, providing a comprehensive verification process – all accessible through a convenient lender’s dashboard.
  • Robust Platform: From interface to backend architecture, Tarya’s lending platform is built to be robust and secure. Our developers have meticulously designed both the user interface and the backend architecture to guarantee a smooth and protected experience for lenders and borrowers alike.
  • Swift Borrower Identification: Time is of the essence in lending, and Tarya Fintech understands that. Through our platform, borrowers can be identified within minutes, enabling lenders to make prompt and informed decisions.

Robust Risk Assessment at Your Service

Tarya’s risk assessment process goes beyond traditional methods. It combines various data sources, including the borrower’s digital footprint, Tarya profiler, open banking, and open finance data. By analyzing multiple data points, lenders gain a comprehensive understanding of the borrower’s financial behavior, reducing uncertainties in the lending process.

Key Benefits of Enhanced Risk Assessment:

  • Fraud Mitigation: With Tarya Fintech, lenders can confidently identify and combat potential fraud risks. The multi-layer data approach enhances fraud detection capabilities, safeguarding lenders from potential financial losses.
  • Segmented In-Communities Credit Scoring: Tarya Fintech introduces a novel credit scoring model that recognizes the uniqueness of different communities. By segmenting credit scoring, the platform enables lenders to offer more tailored and inclusive credit solutions to borrowers from diverse backgrounds.
  • AI-Driven Decision Making: Tarya’s risk assessment process is powered by cutting-edge AI and machine learning algorithms. The platform intelligently analyzes data patterns and borrower behaviors, assisting lenders in making well-informed underwriting decisions.

Robust Risk Means Smarter Underwriting

By leveraging Tarya Fintech’s advanced risk assessment and monitoring tools, lenders can underwrite loans with ease and efficiency. The smarter underwriting process benefits both borrowers and lenders alike. Borrowers gain access to credit solutions that better match their needs, while lenders can make more accurate lending decisions, minimizing risks and maximizing opportunities.

  • Reduce document collection delays by connecting lenders directly to bank accounts, streamlining the retrieval process for borrowers.
  • Utilize digital footprints, proprietary data, open finance, and open banking to obtain accurate borrower information, minimizing the risk of loan fraud.
  • Enhance security measures with a multi-layer data approach, providing lenders with robust protection against fraudulent activities.

A New Level of Loan Life-Cycle Management

Managing a large client base and navigating the complexities of loan management can be a daunting task. With a user-friendly dashboard, flexible reporting, seamless workflows, and top-notch security to meet all your lending needs, Tarya’s loan life-cycle management platform simplifies the management of your products and clients, giving you a bird’s-eye view. With all the essential information in one place, you can efficiently handle your lending operations without any hassle.

Key Features of Loan Management System (LMS):

  • User-Friendly Workflows: User-friendly interface ensures that you and your team can navigate the system with ease, improving efficiency and customer satisfaction.
  • Reports and Dashboards: Gain access to a wide range of reporting options and export data to make informed decisions about your lending operations.
  • Global Configuration: Easily configure workflows to comply with global regulatory standards across different markets.
  • Audit Trail: Track data and transactions seamlessly with cloud integrations, simplifying the audit process.
  • Template Creation: Customize templates to maintain a consistent level of service across all products and clients.
  • Alerts and Notifications: Set up custom alerts to remind clients of due dates and important events, ensuring timely payments.
  • Top-Up Loans: Anticipate your clients’ needs by easily adding top-up loans to existing payment plans.
  • Rescheduling of Loans: Protect against defaults by easily rescheduling existing payment plans and exploring flexible rescheduling options.
  • Secured and Policy Compliance: Prioritizes data security and adherence to local regulatory standards, ensuring your business operates within policy compliance across different markets.

Embrace Tarya Fintech and Revolutionize Your Lending Operations Today! See how our user-friendly software can transform your loan services and take your lending business to new heights.

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